Finance 101

All Blog Posts

Get ready to be completely overwhelmed by... every blog post I've ever written! Read all of them to become a personal finance guru and learn how to retire early at the age of 6, basically.

All Blog Posts

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Handling Unemployment

Our generation switches jobs more than any generation before us. A recent Gallup poll reported that 21% of millennials changed jobs in...

frugal.zoomer

Oct 22, 20231 min read

What is an HSA?

An HSA (not to be confused with a HYSA, they're totally different which is ridiculous) is a Health Savings Account. You would most likely...

frugal.zoomer

Oct 18, 20203 min read

10 Ways to Get a Million Dollars

I'm sorry if you are reading this post in order to learn the secrets of black-market stock-trading or the winning lottery numbers or my...

frugal.zoomer

Aug 28, 20202 min read

Everything You Need to Know About Credit Scores

What is credit vs a credit score? Credit is when you borrow money to buy something and agree to pay it back later, with interest. Using a...

frugal.zoomer

Aug 17, 20208 min read

The Ideal Money Breakdown

There are so, so, so many options for what to do with your money. The average American keeps some cash in their savings account and...

frugal.zoomer

Jul 26, 20205 min read

Should We Increase Minimum Wage?

A common argument against increasing minimum wage is the fact that it will cause inflation. If companies are forced to increase the...

frugal.zoomer

Jul 15, 20204 min read

Taxes: Filing Status

Figuring out your filing status is the easy part. Figuring out what that means for your taxes is a little more complicated. Here's a...

frugal.zoomer

Jul 8, 20203 min read

Financial Inequality

Here are some horrifying but very true facts to get your blood pressure rising: The wealthiest 20% of Americans account for 52% of total...

frugal.zoomer

Jun 28, 20203 min read

Compounding Interest

Get ready to learn the most powerful, magical, revolutionary concept in finance. Which you probably also learned in third grade but...

frugal.zoomer

Jun 28, 20202 min read

FIRE: It's red hot

FIRE is a fun acronym that stands for Financial Independence, Retire Early. I already wrote this post about early retirement, so you...

frugal.zoomer

Jun 23, 20202 min read

Why Invest?

How will I possibly save $1,000,000 making $50,000/year? If I save 20% like the scientists tell me, that's $10,000/year. It would take me...

frugal.zoomer

Jun 8, 20202 min read

The Stock Market

If this is what you think of when I say the words stock market, then you're not the only one. As movies like The Wolf of Wall Street and...

frugal.zoomer

Jun 7, 20202 min read

Investment vehicles

What exactly is an investment vehicle, you ask? Sorry, that was misleading. It's not a car. An investment vehicle is any product used by...

frugal.zoomer

Jun 7, 20204 min read

Roth vs. Traditional

If you haven't already done so, you should read this post about IRAs and 401(k)s. Once you've done that, you're ready to learn about the...

frugal.zoomer

Jun 7, 20202 min read

IRA vs. 401(k)

These are the two MOST ESSENTIAL finance terms that you can know. Throw them into everyday conversation to sound smarter. Or even better,...

frugal.zoomer

Jun 7, 20202 min read