FINANCE 101

How does money work?!?

I promise, this won't be as painful as you think. The following articles will walk you through the basics of personal finance and investing.

What is an HSA?

An HSA (not to be confused with a HYSA, they're totally different which is ridiculous) is a Health Savings Account. You would most likely...

10 Ways to Get a Million Dollars

I'm sorry if you are reading this post in order to learn the secrets of black-market stock-trading or the winning lottery numbers or my...

Everything You Need to Know About Credit Scores

What is credit vs a credit score? Credit is when you borrow money to buy something and agree to pay it back later, with interest. Using a...

The Ideal Money Breakdown

There are so, so, so many options for what to do with your money. The average American keeps some cash in their savings account and...

Should We Increase Minimum Wage?

A common argument against increasing minimum wage is the fact that it will cause inflation. If companies are forced to increase the...

Taxes: Filing Status

Figuring out your filing status is the easy part. Figuring out what that means for your taxes is a little more complicated. Here's a...

Financial Inequality

Here are some horrifying but very true facts to get your blood pressure rising: The wealthiest 20% of Americans account for 52% of total...

Compounding Interest

Get ready to learn the most powerful, magical, revolutionary concept in finance. Which you probably also learned in third grade but...

FIRE: It's red hot

FIRE is a fun acronym that stands for Financial Independence, Retire Early. I already wrote this post about early retirement, so you...

Why Invest?

How will I possibly save $1,000,000 making $50,000/year? If I save 20% like the scientists tell me, that's $10,000/year. It would take me...

The Stock Market

If this is what you think of when I say the words stock market, then you're not the only one. As movies like The Wolf of Wall Street and...

Investment vehicles

What exactly is an investment vehicle, you ask? Sorry, that was misleading. It's not a car. An investment vehicle is any product used by...

Roth vs. Traditional

If you haven't already done so, you should read this post about IRAs and 401(k)s. Once you've done that, you're ready to learn about the...

IRA vs. 401(k)

These are the two MOST ESSENTIAL finance terms that you can know. Throw them into everyday conversation to sound smarter. Or even better,...