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Updates
Like you, I'm a broke member of generation Zoom. I'm going to take my own advice and track my financial progress on this page. I plan to post every month with an evaluation of my finances. The title of each post will give my net worth, so scroll down to get an overview or click to read the details.


frugal.zoomer
Oct 22, 20231 min read
Handling Unemployment
Our generation switches jobs more than any generation before us. A recent Gallup poll reported that 21% of millennials changed jobs in...
31 views0 comments

frugal.zoomer
Aug 9, 20234 min read
Gift Stocks to your Favorite Kiddo
Stocks are a great gift for a kid of any age! Don't believe me? Well, they might not either depending on their age. It might not make you...
21 views1 comment

frugal.zoomer
Oct 19, 20202 min read
Where's the FZ been?
Friends, strangers, and everyone in-between -- I'm very sorry for my lapse in communication. I hope you haven't been worried. The truth...
19 views0 comments

frugal.zoomer
Oct 18, 20203 min read
What is an HSA?
An HSA (not to be confused with a HYSA, they're totally different which is ridiculous) is a Health Savings Account. You would most likely...
11 views0 comments


frugal.zoomer
Sep 1, 20203 min read
Move Out of Your Parent's House
Leaving home is a scary thing. I've found myself torn between wanting to go and wanting to stay. The longer I'm home at a time, the more...
75 views0 comments

frugal.zoomer
Aug 28, 20202 min read
10 Ways to Get a Million Dollars
I'm sorry if you are reading this post in order to learn the secrets of black-market stock-trading or the winning lottery numbers or my...
18 views0 comments


frugal.zoomer
Aug 21, 20203 min read
50/30/20 Budgeting
You may have heard of the 50/30/20 budget. It's pretty simple: of your total income, you get to use 50% on your needs (food, housing,...
5 views0 comments

frugal.zoomer
Aug 17, 20208 min read
Everything You Need to Know About Credit Scores
What is credit vs a credit score? Credit is when you borrow money to buy something and agree to pay it back later, with interest. Using a...
37 views1 comment


frugal.zoomer
Jul 31, 20204 min read
Start a New Job with Good Finances
With my new job looming (10 more days, folks!), I've taken an hour to get all my ducks in a row. Straight line please, ducks!! Anyway,...
18 views0 comments


frugal.zoomer
Jul 29, 20201 min read
Frugal Zoomer Tries Social Media?
Believe it or not, after many agonizing hours worrying about every comma and hashtag, I have created Facebook and Instagram accounts for...
11 views0 comments


frugal.zoomer
Jul 26, 20205 min read
The Ideal Money Breakdown
There are so, so, so many options for what to do with your money. The average American keeps some cash in their savings account and...
20 views0 comments


frugal.zoomer
Jul 20, 20205 min read
File Taxes
If you haven't filed your 2019 taxes yet, I hate to tell you, but you're a little late. Taxes are normally due April 15th of each year...
9 views0 comments


frugal.zoomer
Jul 15, 20204 min read
Should We Increase Minimum Wage?
A common argument against increasing minimum wage is the fact that it will cause inflation. If companies are forced to increase the...
17 views1 comment


frugal.zoomer
Jul 10, 20202 min read
Why the obsession with money?
Hello everyone! I decided it was time for another more personal article to talk about why I started the Frugal Zoomer (beyond being bored...
15 views0 comments


frugal.zoomer
Jul 8, 20203 min read
Taxes: Filing Status
Figuring out your filing status is the easy part. Figuring out what that means for your taxes is a little more complicated. Here's a...
6 views0 comments

frugal.zoomer
Jun 28, 20203 min read
Financial Inequality
Here are some horrifying but very true facts to get your blood pressure rising: The wealthiest 20% of Americans account for 52% of total...
6 views0 comments

frugal.zoomer
Jun 28, 20202 min read
Compounding Interest
Get ready to learn the most powerful, magical, revolutionary concept in finance. Which you probably also learned in third grade but...
13 views0 comments


frugal.zoomer
Jun 23, 20202 min read
FIRE: It's red hot
FIRE is a fun acronym that stands for Financial Independence, Retire Early. I already wrote this post about early retirement, so you...
6 views0 comments


frugal.zoomer
Jun 21, 20203 min read
Donate Money Effectively
We all want to help those who need it, but sometimes it's difficult to know how. The only way I had ever given away money until recently...
13 views0 comments


frugal.zoomer
Jun 16, 20205 min read
Buy a Used Car
You already know buying a used car is cheaper than a new car, but did you know that: New cars lose 20% of their value once they are...
11 views0 comments


frugal.zoomer
Jun 14, 20204 min read
Not Lose Your Money
If you're nervous about putting your money in the stock market, you're not alone. (Sorry, the following stats are written about...
8 views0 comments

frugal.zoomer
Jun 10, 20205 min read
Access Your Retirement Money Early
An IRA or 401(k) may sound too good to be true, and that's a little bit accurate. The big catch to putting your money into one of these...
7 views0 comments


frugal.zoomer
Jun 9, 20205 min read
Retire Early
If you look on the resources page, there is a list of blogs whose authors retired crazy young. And if you read through their websites,...
18 views0 comments


frugal.zoomer
Jun 8, 20206 min read
Go to College Without Money
I'm not going to tell you to go to college -- the world needs more blue-collar workers, more electricians and plumbers and carpenters and...
17 views0 comments


frugal.zoomer
Jun 8, 20202 min read
Why Invest?
How will I possibly save $1,000,000 making $50,000/year? If I save 20% like the scientists tell me, that's $10,000/year. It would take me...
19 views0 comments


frugal.zoomer
Jun 8, 20204 min read
Pick Stocks
Generally, I/people/economists don't recommend picking individual stocks. You could have invested all your money in Snapchat because it...
22 views0 comments

frugal.zoomer
Jun 8, 20208 min read
Get Started Today!
When we talk about enormous sums of money, it can seem like an impossible, unrealistic, absurd pipe dream. "Oh, sure -- I'll retire when...
51 views0 comments


frugal.zoomer
Jun 7, 20202 min read
The Stock Market
If this is what you think of when I say the words stock market, then you're not the only one. As movies like The Wolf of Wall Street and...
9 views0 comments

frugal.zoomer
Jun 7, 20204 min read
Investment vehicles
What exactly is an investment vehicle, you ask? Sorry, that was misleading. It's not a car. An investment vehicle is any product used by...
12 views0 comments

frugal.zoomer
Jun 7, 20202 min read
Roth vs. Traditional
If you haven't already done so, you should read this post about IRAs and 401(k)s. Once you've done that, you're ready to learn about the...
22 views0 comments

frugal.zoomer
Jun 7, 20202 min read
IRA vs. 401(k)
These are the two MOST ESSENTIAL finance terms that you can know. Throw them into everyday conversation to sound smarter. Or even better,...
21 views0 comments


frugal.zoomer
Jun 7, 20202 min read
Who is the Frugal Zoomer?
Hello everyone! Today I thought I would take some time to introduce myself. I'm not a money-crazed millionaire, or a trust-fund kid from...
39 views0 comments


frugal.zoomer
Jun 6, 20202 min read
What is the Frugal Zoomer?
Hi everyone! I'm slightly sad to say that I'm part of the Zoomer generation -- you know, not quite a millennial or Gen-Z. I finished...
22 views0 comments
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