Updates | The Frugal Zoomer

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THE FRUGAL ZOOMER

Updates

Like you, I'm a broke member of generation Zoom. I'm going to take my own advice and track my financial progress on this page. I plan to post every month with an evaluation of my finances. The title of each post will give my net worth, so scroll down to get an overview or click to read the details.

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Handling Unemployment

Handling Unemployment

Handling Unemployment

Our generation switches jobs more than any generation before us. A recent Gallup poll reported that 21% of millennials changed jobs in...

Oct 22, 20231 min read

Gift Stocks to your Favorite Kiddo

Gift Stocks to your Favorite Kiddo

Gift Stocks to your Favorite Kiddo

Stocks are a great gift for a kid of any age! Don't believe me? Well, they might not either depending on their age. It might not make you...

Aug 9, 20234 min read

Where's the FZ been?

Where's the FZ been?

Where's the FZ been?

Friends, strangers, and everyone in-between -- I'm very sorry for my lapse in communication. I hope you haven't been worried. The truth...

Oct 19, 20202 min read

What is an HSA?

What is an HSA?

What is an HSA?

An HSA (not to be confused with a HYSA, they're totally different which is ridiculous) is a Health Savings Account. You would most likely...

Oct 18, 20203 min read

Move Out of Your Parent's House

Move Out of Your Parent's House

Move Out of Your Parent's House

Leaving home is a scary thing. I've found myself torn between wanting to go and wanting to stay. The longer I'm home at a time, the more...

Sep 1, 20203 min read

10 Ways to Get a Million Dollars

10 Ways to Get a Million Dollars

10 Ways to Get a Million Dollars

I'm sorry if you are reading this post in order to learn the secrets of black-market stock-trading or the winning lottery numbers or my...

Aug 28, 20202 min read

50/30/20 Budgeting

50/30/20 Budgeting

50/30/20 Budgeting

You may have heard of the 50/30/20 budget. It's pretty simple: of your total income, you get to use 50% on your needs (food, housing,...

Aug 21, 20203 min read

Everything You Need to Know About Credit Scores

Everything You Need to Know About Credit Scores

Everything You Need to Know About Credit Scores

What is credit vs a credit score? Credit is when you borrow money to buy something and agree to pay it back later, with interest. Using a...

Aug 17, 20208 min read

Start a New Job with Good Finances

Start a New Job with Good Finances

Start a New Job with Good Finances

With my new job looming (10 more days, folks!), I've taken an hour to get all my ducks in a row. Straight line please, ducks!! Anyway,...

Jul 31, 20204 min read

Frugal Zoomer Tries Social Media?

Frugal Zoomer Tries Social Media?

Frugal Zoomer Tries Social Media?

Believe it or not, after many agonizing hours worrying about every comma and hashtag, I have created Facebook and Instagram accounts for...

Jul 29, 20201 min read

The Ideal Money Breakdown

The Ideal Money Breakdown

The Ideal Money Breakdown

There are so, so, so many options for what to do with your money. The average American keeps some cash in their savings account and...

Jul 26, 20205 min read

File Taxes

File Taxes

File Taxes

If you haven't filed your 2019 taxes yet, I hate to tell you, but you're a little late. Taxes are normally due April 15th of each year...

Jul 20, 20205 min read

Should We Increase Minimum Wage?

Should We Increase Minimum Wage?

Should We Increase Minimum Wage?

A common argument against increasing minimum wage is the fact that it will cause inflation. If companies are forced to increase the...

Jul 15, 20204 min read

Why the obsession with money?

Why the obsession with money?

Why the obsession with money?

Hello everyone! I decided it was time for another more personal article to talk about why I started the Frugal Zoomer (beyond being bored...

Jul 10, 20202 min read

Taxes: Filing Status

Taxes: Filing Status

Taxes: Filing Status

Figuring out your filing status is the easy part. Figuring out what that means for your taxes is a little more complicated. Here's a...

Jul 8, 20203 min read

Financial Inequality

Financial Inequality

Financial Inequality

Here are some horrifying but very true facts to get your blood pressure rising: The wealthiest 20% of Americans account for 52% of total...

Jun 28, 20203 min read

Compounding Interest

Compounding Interest

Compounding Interest

Get ready to learn the most powerful, magical, revolutionary concept in finance. Which you probably also learned in third grade but...

Jun 28, 20202 min read

FIRE: It's red hot

FIRE: It's red hot

FIRE: It's red hot

FIRE is a fun acronym that stands for Financial Independence, Retire Early. I already wrote this post about early retirement, so you...

Jun 23, 20202 min read

Donate Money Effectively

Donate Money Effectively

Donate Money Effectively

We all want to help those who need it, but sometimes it's difficult to know how. The only way I had ever given away money until recently...

Jun 21, 20203 min read

Buy a Used Car

Buy a Used Car

Buy a Used Car

You already know buying a used car is cheaper than a new car, but did you know that: New cars lose 20% of their value once they are...

Jun 16, 20205 min read

Not Lose Your Money

Not Lose Your Money

Not Lose Your Money

If you're nervous about putting your money in the stock market, you're not alone. (Sorry, the following stats are written about...

Jun 14, 20204 min read

Access Your Retirement Money Early

Access Your Retirement Money Early

Access Your Retirement Money Early

An IRA or 401(k) may sound too good to be true, and that's a little bit accurate. The big catch to putting your money into one of these...

Jun 10, 20205 min read

Retire Early

Retire Early

Retire Early

If you look on the resources page, there is a list of blogs whose authors retired crazy young. And if you read through their websites,...

Jun 9, 20205 min read

Go to College Without Money

Go to College Without Money

Go to College Without Money

I'm not going to tell you to go to college -- the world needs more blue-collar workers, more electricians and plumbers and carpenters and...

Jun 8, 20206 min read

Why Invest?

Why Invest?

Why Invest?

How will I possibly save $1,000,000 making $50,000/year? If I save 20% like the scientists tell me, that's $10,000/year. It would take me...

Jun 8, 20202 min read

Pick Stocks

Pick Stocks

Pick Stocks

Generally, I/people/economists don't recommend picking individual stocks. You could have invested all your money in Snapchat because it...

Jun 8, 20204 min read

Get Started Today!

Get Started Today!

Get Started Today!

When we talk about enormous sums of money, it can seem like an impossible, unrealistic, absurd pipe dream. "Oh, sure -- I'll retire when...

Jun 8, 20208 min read

The Stock Market

The Stock Market

The Stock Market

If this is what you think of when I say the words stock market, then you're not the only one. As movies like The Wolf of Wall Street and...

Jun 7, 20202 min read

Investment vehicles

Investment vehicles

Investment vehicles

What exactly is an investment vehicle, you ask? Sorry, that was misleading. It's not a car. An investment vehicle is any product used by...

Jun 7, 20204 min read

Roth vs. Traditional

Roth vs. Traditional

Roth vs. Traditional

If you haven't already done so, you should read this post about IRAs and 401(k)s. Once you've done that, you're ready to learn about the...

Jun 7, 20202 min read

IRA vs. 401(k)

IRA vs. 401(k)

IRA vs. 401(k)

These are the two MOST ESSENTIAL finance terms that you can know. Throw them into everyday conversation to sound smarter. Or even better,...

Jun 7, 20202 min read

Who is the Frugal Zoomer?

Who is the Frugal Zoomer?

Who is the Frugal Zoomer?

Hello everyone! Today I thought I would take some time to introduce myself. I'm not a money-crazed millionaire, or a trust-fund kid from...

Jun 7, 20202 min read

What is the Frugal Zoomer?

What is the Frugal Zoomer?

What is the Frugal Zoomer?

Hi everyone! I'm slightly sad to say that I'm part of the Zoomer generation -- you know, not quite a millennial or Gen-Z. I finished...

Jun 6, 20202 min read

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